Terms of Service

These terms and conditions (the "Terms") govern your use of the services provided by FourtyFive For Online Selling, a sole establishment licensed by the Dubai Department of Economy and Tourism under trade license 1643126 ("we", "us", or "our").

Contact Information You may contact us using the following details:

• Email: contact@fourtyfive.org
• Registered Address: Office, Cayan Tower, New Dubai, Dubai, United Arab Emirates
• Phone number: +971 58 953 5690

Minimum age You must be at least 13 to create an account. If you are under 13, please do not register or send us any personal information. If we learn that we hold data about someone under 13, we will delete it.

Agreeing to the Terms By creating an account, starting a paid plan, or using the software at fourtyfive.org and app.fourtyfive.org, you agree to these Terms. If you do not agree, you must not use the services. If you are under 18, you cannot agree to these terms yourself. A parent or guardian must read and agree to them, and manage any payments. In such cases, the parent or guardian is the contracting party and is responsible for the account. (If you are in the EU and under 16, parental consent is strictly required for data processing as per our Privacy Policy).

Authentication is handled via your email address and a one-time secure code; there are no passwords. You are responsible for keeping your inbox secure and must notify us if unauthorized access occurs. Accounts are for individual use only; you may not transfer, share, or resell your account credentials.

Your Licence to Use FourtyFive

For as long as your account is open, and any fees due have been paid, we grant you a limited, non-exclusive, non-transferable, non-sublicensable and revocable licence to use FourtyFive for your own personal, non-commercial study. This licence gives you no right to use FourtyFive to provide tutoring or any other service to other people, or to use it on behalf of a school or any other organisation, unless we have agreed that separately in writing. See section 8.

Nature of the Service

FourtyFive is an independent software subscription designed to help students practice IB-style questions and receive AI-generated marking and feedback.

• It is not a school, a tuition service, or an official training program.
• We provide no live teaching, timetables, enrolment, or official certification.
• FourtyFive is not affiliated with, endorsed by, or authorized by the International Baccalaureate Organization. "International Baccalaureate" and "IB" are registered trademarks of the IBO and are used solely to describe the qualification our software supports.
• It is a study aid that supplements your teaching. It is not a replacement for qualified teaching, and it does not do your coursework for you.

AI Output and Estimates

All marking, feedback, worked solutions, generated questions, predicted grades, and mastery scores are produced by artificial intelligence. These outputs are estimates, not official IB results or marks. AI is subject to errors; you must apply your own judgment and use the platform's feedback tools (such as the thumbs control) if a mark appears incorrect. We do not guarantee any specific academic outcome, grade, or improvement.

FourtyFive exists to help you practise and learn. It is not a way to have work produced for you.

Do not submit our output as your own work

Marking, feedback, worked solutions, explanations and generated questions are provided for your private revision. You must not present any of that output as your own work in anything you submit for assessment, including internal assessments, the extended essay, TOK essays, coursework, and any other work that counts towards a qualification.

Your school's rules and the IBO's rules come first

You are responsible for following your school's academic honesty policy and the IBO's rules on academic integrity and the use of artificial intelligence, including any requirement to acknowledge the tools you used. Those rules apply to you whatever these Terms say, they are set by others, and they can change independently of us.

We are not responsible for the consequences if you breach them, including any finding of academic misconduct or malpractice by your school or the IBO.

If we reasonably believe an account is being used to produce work to be passed off as the user's own, or to complete assessed work on someone else's behalf, we may suspend or close it under section 9.

Who you buy from

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service enquiries and handles returns. When you buy a subscription, your contract for that purchase is with Paddle, and Paddle's terms of sale apply to it. FourtyFive remains responsible for providing the service itself, and these Terms govern your use of it.

Subscriptions & Price Changes

We offer a Free plan and a paid tier ("Academic Weapon"). Prices are shown in the currency we expect to bill you in, based on your country. The final amount, including any sales tax or VAT, is shown in the checkout before you confirm. The currency is set by your billing country and cannot be changed at checkout. We reserve the right to adjust pricing, but a change never affects a period you have already paid for, and existing subscriptions keep the price they were taken out at until we tell you otherwise.

Renewals and Cancellations

The Free plan remains free indefinitely. The Academic Weapon plan renews automatically on a monthly basis until cancelled. You may cancel at any time from the "Plan and billing" section in the app, which takes you to the billing portal of whoever handles your subscription. For subscriptions bought from 18 September 2026 that is Paddle. Subscriptions bought before that date are handled by Stripe and open Stripe's portal instead, and nothing about them changes. Cancelling halts the next scheduled payment. You will retain access to the paid features until the end of your current paid billing cycle, at which point your account will safely downgrade to the Free plan. No data is deleted upon downgrading.

The 14-Day Refund Guarantee

We offer a 14-day money-back guarantee on your initial subscription purchase. If you request a refund within 14 days of your first payment, we will refund the full amount, regardless of your usage. To request a refund, email contact@fourtyfive.org from the address associated with your account. Because Paddle is the merchant of record, the refund is issued by Paddle, and you can also contact Paddle directly. Either way the money goes back to the card you paid with. Please note that this 14-day refund window does not apply to subsequent monthly renewals.

Your statutory cancellation right in the UK and the EU

If you are a consumer in the UK or the EU, you also have a statutory right to cancel a distance contract within 14 days of entering into it. Our guarantee above is intended to match or improve on that right, and we will honour a refund requested within 14 days of your first payment however much you have used the service in the meantime. Where the statutory right would give you more than our guarantee does, the statutory right applies. Nothing in these Terms takes it away.

Failed Payments

If a renewal payment fails, we do not cut off access straight away. The subscription is marked as having a payment problem and the payment is retried over the following days, and you keep the paid features while that happens. We will contact you so you can update your card. If the payment is still not collected at the end of that period, the subscription is cancelled and the account moves to the Free plan.

How it works

Every account has a unique referral code and a share link. When someone signs up using your link or code, they count as your referral. To qualify for the reward, you need five referred friends, and each of them must answer at least five different questions on the platform. A sign-up without this minimum activity does not count. Your progress is tracked automatically and displayed on your dashboard.

The reward

Upon reaching five qualified referrals, you will receive a personal discount for 12 months of the Academic Weapon plan at 100% off. We will email this to you and display it on your dashboard. It is tied exclusively to your account and applied automatically when you upgrade from it, can be used once, and cannot be entered as a code by anyone, shared, sold or transferred. It has no cash value.

Applying the reward to an active subscription

If you are already subscribed to Academic Weapon, you can immediately apply the reward code to your running subscription. Doing so will simply discount your next 12 monthly payments to zero.

After the free year

At the end of the 12 months, the subscription automatically renews at the standard monthly price unless you cancel it first. You can cancel at any point during the free year and still keep your Academic Weapon access until the full 12 months are up.

Fair use

Referrals must be real people with their own genuine accounts. You may not refer yourself, create duplicate or fake accounts, pay people to sign up, or distribute your link via spam. If we believe a reward was earned by breaking these rules, we reserve the right to withhold or withdraw it, cancel the code, and close the involved accounts.

Changes to the programme

We can change or end the referral programme at any time. If we do, any rewards you have already earned will still be honoured.

When using the platform, you must comply with all applicable laws. You expressly agree not to:

• Scrape, bulk-export, or systematically extract questions, mark schemes, or other content.
• Resell, sublicense, or share access to the platform.
• Use the platform to build a competing question bank.
• Attempt to extract our backend prompts or run automated queries at scale.
• Use any robot, crawler, scraper, browser plugin or other automated means to collect content from the platform, or use our content or our AI output to train any machine learning or AI model.
• Reverse engineer, decompile or disassemble the platform, or otherwise try to discover the source code, models, prompts or methods behind it, except where that right cannot lawfully be restricted.
• Circumvent or interfere with any security measure, access control, rate limit or usage limit.
• Remove or obscure any copyright, trademark or other proprietary notice.
• Upload anything unlawful, or any malware or other harmful code.
• Use the platform in a way that disrupts it or degrades it for anyone else.

What you submit

"Your Content" means anything you submit to the platform, including your answers, your handwriting, any files you upload, and the prompts and questions you put to our AI tools.

You keep ownership of Your Content. You grant us a worldwide, non-exclusive, royalty-free licence to host, store, copy, adapt and process it so that we can run the service for you, mark your work, build your mastery profile, keep the platform secure, and improve how the service works. That licence lasts as long as we hold the content under our Privacy Policy.

What you promise about it

You confirm that you own Your Content, or have all the rights you need to submit it, and that submitting it does not infringe anyone else's rights. Do not upload material you do not have the right to use, including copyright material belonging to a school, a publisher or an examination board.

We may remove content that we reasonably believe breaches these Terms or infringes someone's rights, and we may suspend or close the account that submitted it.

Reporting infringement

If you believe something on FourtyFive infringes your rights, email contact@fourtyfive.org with enough detail to identify the material and your rights in it, and we will review it.

Feedback

If you send us feedback, including when you flag a mark using the thumbs control, you grant us a perpetual, irrevocable, worldwide, royalty-free licence to use it to improve FourtyFive, with no obligation to pay you for it. Please do not send us anything confidential as feedback.

The licence in section 2 is for your own personal study. Using FourtyFive for a class, a school or any other organisation needs a separate written agreement with us.

Where an account is linked to a school or a teacher, that educator can see the academic performance data described in our Privacy Policy, and cannot see your private conversations with our AI tutor. If you are a teacher or an administrator, you are responsible for having the authority to link those accounts, and for handling student data in line with your institution's own obligations.

You may terminate this agreement at any time by closing your account from within the app. We reserve the right to suspend or terminate your account if you breach these Terms. Where reasonably practicable, we will inform you of the reason for termination.

What happens when this agreement ends

Your licence to use FourtyFive ends immediately and you lose access to the paid features. We handle your data after closure as set out in our Privacy Policy.

If we close your account because you breached these Terms, you are not entitled to a refund of fees already paid for the current period. If we close it for any other reason, we will refund the unused part of the period you have paid for.

Sections that survive

Sections 3 (Academic Integrity), 7 (Your Content and Feedback), 10 (Disclaimers), 11 (Our Liability), 12 (Intellectual Property), 13 (General Terms) and 14 (Law, Disputes and Complaints) continue to apply after this agreement ends.

Platform Availability

FourtyFive is in active development. We do not guarantee that the service will be continuously available, secure, or free from bugs. Features may be modified, updated, or withdrawn at our discretion. Any features described on our website as "coming soon" are not currently available.

What our AI cannot do

In addition to section 2, you accept that we do not promise that:

• AI output is free of errors or omissions.
• Our approach suits every learner, or that it will identify every gap or difficulty you have.
• Our content matches every detail of a current syllabus, or that it is updated the moment a syllabus changes.
• Using FourtyFive will improve your grades or produce any particular result.

Our questions and mark schemes are written by us. They are not past papers and they are not official IBO material. Check anything that matters against your official syllabus and with your teacher.

Consumers

To the extent the law allows, we exclude all implied warranties and conditions. If you are a consumer this does not affect your statutory rights, including your right to have services supplied with reasonable care and skill.

Liability we never exclude

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited or excluded.

Limitation of Liability

Our total liability to you for any claim arising out of or relating to these Terms is strictly limited to the total amount you paid us in the twelve months immediately preceding the event giving rise to the claim. We are not liable for any indirect or consequential loss, including loss of data, loss of anticipated savings, or business interruption. Nothing in these Terms excludes liability that cannot be legally excluded, nor does it affect any mandatory statutory rights you may hold as a consumer in the UK, the EU, or your jurisdiction of residence.

Our Rights

The question bank, mark schemes, topic summaries, and underlying software are our exclusive property or licensed to us. You may not reproduce, modify, distribute, or use our intellectual property for commercial purposes without our prior written consent.

The licence in section 2 is the only right you get to our intellectual property. Nothing else in these Terms transfers any of it to you.

Events outside our control

We are not liable for any failure or delay caused by something outside our reasonable control, including power or internet failure, the failure of a third-party provider, natural disaster, epidemic, industrial action, war, terrorism, or a change in law or government action. If such an event goes on for a long time, either of us may end this agreement, and we will refund the unused part of any period you have paid for.

Third parties we rely on

We use third parties to run FourtyFive, including Stripe for payments and external providers for AI marking. We are not responsible for their own services, terms or websites, and a link from our site to another website is not an endorsement of it.

If part of these Terms does not hold

If any provision turns out to be invalid or unenforceable, the rest of these Terms continues to apply.

Delay is not waiver

If we do not enforce a right straight away, we have not given it up.

Transfer

You may not transfer your rights under these Terms to anyone else. We may transfer ours, or use subcontractors, as long as that does not reduce your rights under these Terms. We will tell you if we transfer this agreement to another business.

The whole agreement

These Terms, together with our Privacy Policy and our Cookie Policy, are the whole agreement between us about FourtyFive. This does not limit any rights you have in respect of something we told you fraudulently.

Notices

We contact you at the email address on your account, so please keep it up to date. You can reach us at contact@fourtyfive.org.

Complaints

If something has gone wrong, email contact@fourtyfive.org from the address on your account. Tell us what happened, when it happened, and what you would like us to do, and include screenshots if you have them. We will look into it and reply to you. Coming to us first is usually the quickest way to sort a problem out, but it does not stop you exercising any legal right you have.

These Terms, their subject matter, and their formation are governed by the laws of the United Arab Emirates. Both parties agree that the courts of Dubai shall have exclusive jurisdiction over any disputes.

If you are a consumer residing in the UK or the EU, this clause does not strip you of the mandatory consumer protection laws of your country of residence, and you retain the right to bring a legal claim in your local jurisdiction.

We may update these Terms from time to time. We will post the revised version on our site with an updated date, and we will notify you before any material changes take effect. Your continued use of the service constitutes acceptance of the changes.